2025 Roth 401k Contribution Limits Over 50. If you have access to both a roth and a traditional 401(k) plan, you can contribute to both, as long as your total contribution to both as an employee doesn’t exceed $23,500 in 2025. It permits those aged 60 through 63 to contribute $11,250 instead of $7,500 in 2025, according to the irs’s update.
The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution. (2 min) older workers can put more money than ever in their 401 (k)s starting next year under a new law meant to boost retirement savings for people in their early 60s.